Make your money work
with a clear plan.

Fixed Deposit (FD)

ICCSL's displayed FD plans run across 1 to 7 years. The schedules show rates around 10% and above on several tenures, rising to 12.5% for the displayed 7-year plan, with senior-citizen rates shown up to 13% on the highest displayed plan.

• Minimum investment shown: ₹5,000
• Tenure options: 1 to 7 years
• Rates vary by tenure and eligibility
• Senior citizens may receive an additional 0.50% p.a. on eligible plans

Recurring Deposit (RD)

ICCSL's displayed RD schedules show ROI from 9.5% to 12.5% p.a. across the available plans. The highest displayed plan reaches 12.5%, with 13% shown for eligible senior citizens.

• Regular monthly, quarterly, half-yearly or yearly contribution options
• Plans available from 1 to 7 years
• Interest is paid after the deposit term
• Senior-citizen benefit applies where eligible

Monthly Income Scheme (MIS)

For customers looking for periodic income, ICCSL's displayed MIS schedules range through 10%, 11%, 11.5%, 12% and 12.5% plans, with the highest displayed senior-citizen rate reaching 13%.

• Monthly, quarterly, half-yearly and yearly income illustrations
• Rate depends on the selected plan
• Useful for customers seeking regular income
• Senior-citizen rates can be higher on eligible plans

SIP & Mutual Funds

Long-term market-linked investment routes can be considered separately based on goals and risk profile. Returns are not fixed and market risk applies.

ULIP & Protection Planning

Insurance-linked plans can combine protection and investment features. Charges, lock-in, fund choices and market risk should be reviewed before selection.

Goal-Based Planning

We help map investments to education, marriage, retirement, wealth creation and other long-term objectives rather than choosing a product only because of its headline rate.